🛡️ Insurance & Protection
🏠 Protect What Matters — Without Overpaying or Overcomplicating It
Your home is one of your biggest investments — and the right protection can save you thousands. In this section, we break down home insurance, warranties, disaster prep, and must-know coverage tips, so you can safeguard your home and wallet with confidence.
Home insurance rates are rising nationwide. Learn why your premium went up, what’s considered reasonable, and how to lower costs without risking coverage.
Home insurance and home warranties are often confused — but they protect against very different types of risk. This guide explains how each works, where they fall short, and why many homeowners look beyond both to better plan for repairs and unexpected breakdowns.
Learn the truth about title fraud. See how criminals forge deeds, why seniors are at risk, and steps to protect your home.
Umbrella insurance adds an extra layer of protection beyond your home and auto policies. It’s affordable, broad, and can shield you from costly lawsuits and legal bills — especially if you own property, drive often, or have savings to protect.
Not all water damage is covered by home insurance. Learn what’s protected, what’s excluded, and how to prevent costly surprises in your home.
Think you’re fully protected? Learn what typical policies leave out — and how to avoid surprise expenses from floods, pests, and more.